When you take out finance for a vehicle, you enter an agreement with the lender of the finance -this is what is known as a finance agreement. Always ensure that you read your finance agreement thoroughly before entering into one with a lender, as there will be important conditions contained within your agreement that you must follow to avoid any negative impacts further down the line.
Yes, you can apply for finance. A poor credit score doesn't always mean that you can't obtain finance; however, it does make it much harder as lenders are not always keen to lend to those with poor credit histories. Please speak to one of our specialists to discuss your options.
Yes, our motor finance specialists can help you to search for the perfect vehicle. This service comes as standard for every person who is approved for finance through Happy Motor Finance.
Our entire 'application' to 'drive away' service can be achieved in as little as 48 hours. However, that relies on your credit application not having any issues crop up and you already having a car ready to purchase. Finding the perfect car is usually what holds the process up, but our specialists are here to help you every step of the way, and they can even source the perfect vehicle at no cost to you.