ELECTRIC CAR FINANCE

Are you looking for a great deal on electric car finance? At Happy Motor Finance, we source the best possible deal for your circumstances from our wide panel of lenders. Apply now to check your eligibility and compare great finance quotes in the UK.
  • 0% Deposit Options Available
  • No Arrangement Fees
  • Bad Credit Options Available
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"We act as a credit broker, not a lender"
Representative APR: 19.9% APR
Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Electric Car Finance UK

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In 2022, electric cars made up 15% of the UK market and currently (2023) there are 660,000 registered electric cars on the road in the UK. The market has been growing year on year too, despite the setback of the pandemic, and the 2030 ban on new petrol and diesel vehicle sales is set to cement the future of the electric vehicle for years to come.

The reason for such strong growth of the electric car market comes down to considerable savings made on fuel, less maintenance costs and lower CO2 emissions. However, the biggest setback to owning one currently is the price -which is where we, at Happy Motor Finance, might be able to help.

A brand-new, lesser-known electric car can cost anywhere upward of £20,000. Whereas Tesla, for instance, one of the most well-known brands of electric cars, starts at around £40,000.

If you don’t have the money to put down an upfront payment, finance could be a great option that will allow you to spread the cost of the vehicle over a number of years.

At Happy Motor Finance, we offer HP (Hire Purchase) and PCP (Personal Contract Purchase) through our trusted panel of lenders. Speak to one of our finance specialists today or to find out more about financing an electric car, see our frequently asked questions below.

Frequently asked questions

The smart choice

  • If you currently have a vehicle on finance, we can help you get your Settlement Figure
  • £0 deposit options
  • No arrangement fees
  • No obligation quote
  • Most credit scores considered
  • Apply online 
  • Get a decision in minutes
  • The Smart Choice - for reducing your payments and keeping the vehicle you love!
Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Electric Car Finance UK Specialists

Comparing electric car finance UK deals has never been easier. Complete our 1-minute application and find a great deal from our panel of trusted lenders.
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Representative APR: 18.7% APR
"We act as a credit broker, not a lender"
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Song Bird
Song Bird
Could not recommend Happy Motor Finance enough. Kirsty has been so helpful throughout, searching for cars and contacting dealerships on my behalf. She has gone above and beyond and made what could have been a stressful experience a walk in the park. Would definitely use again. Highly recommend
Jordan Little
Jordan Little
Brilliant service sorted everything for me
Tricky Mooney
Tricky Mooney
First class, quick and easy and extremely helpful from start to finish 👍🏼
Lucy Holden
Lucy Holden
Brilliant service from star to finish super fast on the forms and got my dream car ❤️
Debbie King
Debbie King
Excellent company highly recommend. Always available to help, brilliant communication and always kept informed of how the process was going. Swift, helpful and kind. Can’t wait to collect my new car. Thank you.
Nicola Redgrave
Nicola Redgrave
Fab from start to finish! Thank you so much! Can't wait to pick my car up! ❤️
Matthew Moxham
Matthew Moxham
Absolutely 110%.. Extremely helpful very fast replies.. Absolutely could not do enough for me.... Customer service is exactly how it should be... Amazing experience from the start to finish Thankyou
A M
A M
Easy and very helpful in finding the right car for me
Some of our trusted partners
Oodle - Car Finance Loan Lender
Marsh Car Finance - Motor Finance Broker
Advantage Finance - Car Finance Broker Partner
Lendable Car Finance - Motor Finance
Close Finance - Motor Finance Partners
First Response Car Finance Broker Partner
Happy Motor Finance Limited is registered in England and Wales under company number: 14387669. Registered office address: Clippers House, Clippers Quay, Salford, England, M50 3XP

Happy Motor Finance Limited (FRN - 989250) is authorised and regulated by the Financial Conduct Authority. We act as a credit broker not a lender. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. (Written Quotation available upon request). Whichever lender we introduce you to, we will typically receive commission from them (either a fixed fee or a fixed percentage of the amount you borrow) this will not affect the rate you are offered or the amount you will pay back. The lenders we work with could pay commission at different rates. All finance is subject to status and income. Terms and conditions apply. Applicants must be 18 years or over. We are only able to offer finance products from these providers.

Happy Motor Finance Limited are registered with the Information Commissioners Office under registration number: ZB408604

VAT Number: 456 0212 21