At Happy Motor Finance, our experienced and dedicated Motorbike Finance team is here to help you ride away with the bike of your dreams. Whether you’re looking for a nippy 125CC bike or a superbike, we cater to all customers over 18 years old, making the process smooth and hassle-free.
Looking for a bike without a full bike licence? No problem! We offer affordable monthly payment options for fantastic 125CC bikes from manufacturers like Yamaha, KTM, and Benelli. These bikes can be financed for up to 5 years and ridden on a provisional licence with a CBT test pass.
If you haven’t passed your CBT test yet, don’t fret! We can arrange finance and secure the bike for you, ready for when you pass.
At Happy Motor Finance, we provide financing for new, nearly new, or used bikes from any reputable bike dealer in the UK. Enjoy the freedom to choose the bike you truly want and love.
Financing a motorbike is an affordable way to build your credit rating. As you keep up with your repayments, your credit score improves, making it easier to secure financing for larger purchases in the future. You can even opt to part exchange the bike for a car deal later on.
Our panel of motorbike lenders caters to various credit levels, from excellent to poor credit. We’ve helped many customers secure finance for their new bikes, even those who have been turned down at dealers.
At Happy Motor Finance, we offer £0 deposit options and a seamless application process, allowing you to ride away within 24 hours. We also conduct history checks on the bikes, ensuring they haven’t been written off or stolen. Additionally, we assess the dealer’s reputation and bike preparation to ensure high-quality motorbikes from reliable dealers.
Our quick and easy application process involves soft searches only, preventing any harm to your credit score. A hard search is only performed by the lender when you’re ready to proceed with the finance documents.
Here’s how the process works:
Yes, you can finance a 125CC bike with a provisional licence, provided you have a CBT test pass.
Yes, we offer financing for new, nearly new, and used bikes from reputable dealers in the UK.
We can arrange finance and secure the bike for you, ready for when you pass your CBT test.
Yes, we offer £0 deposit options to make it easier for you to get on the road.
By keeping up with your repayments, you can improve your credit score, making it easier to secure financing for larger purchases in the future.
Ready to finance your dream bike? Our team of experts is here to help you every step of the way.
For more details on our financing options, check our finance calculator and see what works best for you.
The above rates and monthly payments are an example only. The actual rate you will be offered by lenders could be lower or higher depending on your circumstances
Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.
*Our lenders operate using an initial "soft search" which does not impact your credit score however, if you wish to proceed with the finance offered, the lender may carry out a "hard search" prior to sending you the finance documentation to sign.
Amazing experience from start to finish, the people there don’t push you into anything. The checks are really good, they not only check out the car but who you are buying it from. Thanks to Matthew and Leon for all their support in helping me choose the right car for me.
They were extremely helpful and did everything they could to get me finance even with a bad credit rating. Couldn’t recommend these guys enough. Leon talked me through it every step of the way, the company are lucky to have you😊
Very helpful team Leon walked me through the whole process and didn’t push. He also gave brilliant advise and set up warranty package that gave me peace of mind.
I've just picked up my new car, absolutely love it, Alan was amazing I told him everything I was looking for in a car and within minutes he found my dream car, Alan kept in contact with me through the whole experience, checking I was still happy with everything, I would highly recommend Happy motors finance and have already done so with friends. THANK YOU SO MUCH! 😊
Cannot praise this company highly enough. Dealt with Alan, who pulled out all the stops and exceeded my expectations. Everything went so smoothly. Alan also made sure I was given all the details needed and communication was excellent. Keep up the good work guys.
Carol St ClairAbsolutely brilliant company. Everything explained and sorted for me from start to finish. Will definitely recommend these guys. Thank you from a very happy customer 😁
idrees aliKirsty provided a fantastic service, would recommed to everyone. Happy motor finance
Matt JamesBrilliant help , very stress free experience. Highly recommend , Damien was excellent from start to finish .
Andy RyanAbsolutely outstanding service from Damian at Happy Motor Finance, start to finish 48 hours everything was explained and was an easy process. Highly recommended and cheers Damian much appreciated!
Victoria SumnerAmazing service from Leon and a new car sorted in less than a week.
Peter KilliardI could make this very very long winded but I won’t. I’ll just say that Kirsty and the team gave me the best customer service and buying experience ever. Thank you very much and I’ll be back when it’s time to upgrade.
Barry O'BrienKirsty was very patient, I don’t think I was an easy customer, I can’t remember how many cars I looked at, there was no pressure and Kirsty was extremely helpful and nothing was too much trouble, we eventually got a great deal on my ideal car, Thank you Kirsty
Jack ScoreyLeon was great! Fast responses to questions and always happy to help. Very quick process from start to finish. I would recommend this company to anyone.
Kyle DannIf I could give 6 stars I would, team member Yaz has been the most help from any finance company I’ve tried in getting a new car and helped me out massively. Top man and a top company would massively recommended.
