Here at Happy Motor Finance our experienced and dedicated Motorbike Finance team is here to help you ride away with the bike of your dreams. Whether you’re looking for nippy 125CC bikes or superbikes, we cater to all customers over 18 years old.
Looking for a bike without a full bike licence? No problem! We offer super affordable monthly payment options for great 125CC bikes from manufacturers like Yamaha, KTM, and Benelli. These bikes can be taken on terms of up to 5 years and can be ridden on a provisional licence with a CBT test pass.
Worried about not having passed your CBT test yet? Don’t fret! We can arrange finance and secure the bike for you, ready for when you pass.
At Happy Motor Finance, we offer financing for new, nearly new, or used bikes from any reputable bike dealer in the UK. Enjoy the freedom to choose the bike you truly want and love.
With the rising cost of living, motorbikes have become an increasingly popular mode of transport. They are cost-effective to tax and insure and offer excellent fuel economy. Commuting becomes a breeze with motorbikes, avoiding traffic jams and parking issues.
Motorbikes are an ideal option for younger customers who haven’t passed their driving test yet, providing affordable transport during driving lessons.
Another benefit is that financing a motorbike is an affordable way to build credit. Later, you can opt to part exchange the bike for a car deal.
Our panel of motorbike lenders caters to various credit levels, from excellent to poor credit. We’ve helped many customers secure finance for their new bikes, even those turned down at dealers.
At Happy Motor Finance, we offer £0 deposit options and a seamless application process, allowing you to ride away within 24 hours. We also provide history checks on the bikes, ensuring they haven’t been written off or stolen, and assess the dealer’s reputation and bike preparation, ensuring high-quality motorbikes from reliable dealers.
Our quick and super easy application process involves soft searches only, preventing any harm to your credit score. Only a hard search is performed by the lender when you’re ready to proceed with the finance documents.
Once the documents are signed and proofs sent back to us, we process the deal for payout and transfer the money to the dealer. Now, all that’s left to do is pick up your new Motorbike and hit the road in style!
Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.
*Our lenders operate using an initial "soft search" which does not impact your credit score however, if you wish to proceed with the finance offered, the lender may carry out a "hard search" prior to sending you the finance documentation to sign.
Andy RyanAbsolutely outstanding service from Damian at Happy Motor Finance, start to finish 48 hours everything was explained and was an easy process. Highly recommended and cheers Damian much appreciated!
Victoria SumnerAmazing service from Leon and a new car sorted in less than a week.
Peter KilliardI could make this very very long winded but I won’t. I’ll just say that Kirsty and the team gave me the best customer service and buying experience ever. Thank you very much and I’ll be back when it’s time to upgrade.
Barry O'BrienKirsty was very patient, I don’t think I was an easy customer, I can’t remember how many cars I looked at, there was no pressure and Kirsty was extremely helpful and nothing was too much trouble, we eventually got a great deal on my ideal car, Thank you Kirsty
Jack ScoreyLeon was great! Fast responses to questions and always happy to help. Very quick process from start to finish. I would recommend this company to anyone.
Kyle DannIf I could give 6 stars I would, team member Yaz has been the most help from any finance company I’ve tried in getting a new car and helped me out massively. Top man and a top company would massively recommended.
leah wilsonEverything was quick and easy! would 100% recommend to anyone looking to quick finance!
LGA-Extra ZFast and easy service. couldn’t ask for a better service
lizzy smithKirsty was extremely helpful, really helped me understand everything and got me the best deal possible! Also very easy to chat to and get along with! Highly recommend!
