Great News!

One or more of our lenders has approved you for finance. But what happens next?

DISCOVERY CALL

One of our finance specialists will contact you by phone to discuss your options. Alternatively, you can call us on 0161 524 0582.


If you would like to arrange a time for us to call you, please reply to your approval email with a time/day suitable for you.

VEHICLE SEARCH

Your are welcome to find your own vehicle, but with our FREE 'Personal Shopper' service, we can also help you find the perfect one.

VEHICLE CHECKS

We will carry out checks on your chosen vehicle (HPI & MOT history) and the dealer to ensure they are reputable and have good reviews.

DOCUMENTS

You will need to submit photo ID and additional proofs of income, depending on the lender and your personal situation.

AGREEMENT

You will receive the finance agreement and direct debit mandate via email for you to eSign.

FUNDS

You pick up the vehicle from the seller, and when you let us know that you're 100% happy with it, we will bank transfer the funds to the dealer. 

DRIVE AWAY

You drive away happy!                                                                    
Representative APR: 19.9% APR

"We act as a credit broker, not a lender"

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

EXPERIENCE THE ROYAL TREATMENT WITH OUR PERSONAL SHOPPER SERVICE

Meet Your Personal Shopper
EVERYBODY who secures a PCP or HP finance with one of our trusted lenders, is welcome to utilise our personal shopping service. Find out more about receiving the all-star treatment when you purchase finance through us.
"Affordable Monthly Finance -Red Carpet Treatment"

CAR SEARCH ASSISTANCE

After securing PCP or HP finance, you will be more than welcome to find your own vehicle, but our personal shoppers can find you your perfect vehicle whilst your busy at work.

VEHICLE PURCHASING ADVICE

Our personal shoppers are car buying specialists and can help you to choose the perfect vehicle for your needs. 

VEHICLE & DEALER SAFETY CHECKS

As standard, we carry out all of the vehicle and dealer checks that keep you safe from fraud.

WE DO THE PAPERWORK!

Nobody loves paperwork, except us, so we're more than happy to fill in all of the paperwork whilst you relax! 

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Some of our trusted partners
Oodle - Car Finance Loan Lender
Marsh Car Finance - Motor Finance Broker
Advantage Finance - Car Finance Broker Partner
Lendable Car Finance - Motor Finance
Close Finance - Motor Finance Partners
First Response Car Finance Broker Partner
Company Name & Contact Details
Happy Motor Finance
Pennington House
16 Carolina Way
Salford Quays
Salford
M50 2ZY
0161 524 0582
Happy Motor Finance Limited is registered in England and Wales under company number: 14387669. Registered office address: Pennington House, 16 Carolina Way, Salford Quays, Salford, M50 2ZY

Happy Motor Finance Limited (FRN - 989250) is authorised and regulated by the Financial Conduct Authority. We act as a credit broker not a lender. We work with a specific panel of lenders to try to obtain you an approval. We receive a commission for introducing you to parties with whom we work with if you proceed with an acceptance. This commission is a fixed payment or fixed percentage of the amount you finance, but can vary by partner. This does not impact the rate you are provided. You will be provided full information before completing your finance agreement and you can request further information at any time. We do not charge a fee for our services. All finance is subject to status and income. Terms and conditions apply. Applicants must be 18 years or over. We are only able to offer finance products from these providers.

Happy Motor Finance Limited are registered with the Information Commissioners Office under registration number: ZB408604

VAT Number: 456 0212 21
Specialist Automotive Finance Approved
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