Luxury Car Finance

FROM OUR WIDE PANEL OF LENDERS IN THE UK
We specialise in sourcing finance for luxury vehicles and can even help you to find the perfect car. Get in touch today to compare finance quotes from our trusted panel of lenders.
  • No arrangement fees
  • Drive away in under 48-hours
  • We finance any type of luxury vehicle
Get a Quote
"We act as a credit broker, not a lender"
Representative APR: 18.7% APR
Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Our Luxury Car Finance Services

Welcome to Happy Motor Finance's Premium service. We help our customers find competitive deals on luxury car finance from our wide panel of lenders in the UK.

When you choose to finance a luxury car through Happy Motor Finance, you can expect a smooth, bespoke experience that includes your own dedicated financial expert who can guide and assist you throughout the entire process. What's more, we even provide our own unique personal shopper service, which is an additional service that we offer help you source and secure your new luxury vehicle.

Find out more about our Luxury Car Finance Service below:

The Finance Agreement

We offer two types of finance options to finance your vehicle. Personal Contract Purchase (PCP) & Hire Purchase (HP).

A Complete Service

We take care of everything, from the paperwork to finding the perfect vehicle.

No Arrangement or Admin Fees

We're paid a commission from the lender when a customer takes out finance, making our service free for customers.

Refinance

We can help you to refinance your agreement when the time comes.

Why choose us?

  • Refinance your current luxury car finance agreement
  • No arrangement fees
  • No obligation quote
  • Apply online 
  • Get a decision in minutes
  • Personal Shopper Service (we can help you find a car)
Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.
Receive a Call Back
One of our experts will call you back at a convenient time
Premium Service

Our Personal Shopper Service

At Happy Motor Finance Premium, we strive to provide exceptional services that meet and exceed expectations, and we believe in going the extra mile to ensure our customers are happy.

That means, when you take luxury vehicle finance out with us, we will not only assign you a finance expert who will be on hand to support you throughout the finance process, but also help you source the perfect vehicle.

We understand that your time is precious, so we can do the groundwork research need to find 

Luxury Car Finance Specialists

Complete our 60 second application and find a great deal from our panel of trusted lenders.
Get a Quote
Representative APR: 18.7% APR
"We act as a credit broker, not a lender"
Join us on "Facebook"
Chelcie Rowe
Chelcie Rowe
Excellent customer service. Friend, helpful and patient. Knowledgeable and reassuring. This company helped when nobody else could in regards to finance, and Leon was exemplary.
Celin Roisin
Celin Roisin
Kirsty has been an absolute star the entire way - even when we had to change car last minute, she had it sorted and kept me feeling confident and secure throughout the entire process! I would recommend her to anyone and whoever gets her as an advisor is so lucky!!!!
Andrew Dean
Andrew Dean
Really smooth process, the guys were great from start to finish and couldn't be happier with my new car. Legends!
Dyan Walker
Dyan Walker
Excellent service. Ali was professional, attentive and extremely thorough. He explained everything clearly and was able to close the deal for me quickly. Initial contact was made on Saturday and by Monday everything was completed. 5* service.
Martin Ball
Martin Ball
Hello well had never brought a car this way before but was helped though the whole thing by great staff found a great car and within 24hours had a new car 5⭐ customer service
Toni Seraphin
Toni Seraphin
Was not expecting to be looking for another car so soon... and this was at no faulty of Happy motors... They handled the issue with my first car rapidly. Damian, Leon on the day of the bad event went above and beyond to rectify the issue and dealt with the dealership. This meant that Kirsty had to put up with me once again to find another car... and bless her understanding and patience again for dealing with me haha! I eventually found my car, and again Kirsty and happy motors were superb, quick and efficient fro. Auto trader add to the car being at my door... superb. I recommend this team to anyone and will spread their name far and wide.. and sorry to say Kirsty... I will definitely be back again without doubt or hesitation.
John Henry Oluebube Maduka
John Henry Oluebube Maduka
I recently had the pleasure of working with Kirsty at Happy Motor Finance to secure financing for my new car, and I am beyond impressed with the service I received. From the moment we connected, Kirsty was incredibly knowledgeable, patient, and attentive to my needs. They took the time to explain all the financing options available to me, ensuring that I could make an informed decision.What stood out the most was their commitment to finding the best possible Car, rates and terms that fit my financial situation. Kristy navigated through the paperwork with ease, making the entire process smooth and stress-free. A couple of times I was feed up and wanted to give up but Kirsty reassured me that this will workout in the end. Thanks to Kirsty's expertise and dedication, I am able to drive away in my dream car with a financing plan that works for me. I highly recommend Kirsty from Happy Motor Finance to anyone looking for a reliable and supportive finance company and representative. Thank you, Kirsty, for your outstanding service! I appreciate You😊
Kane Miller
Kane Miller
Thank you so much for the help and it was fast, easy and straightforward thank you Ali for the help if I could give you a 10 star I would 🌟⭐️
Hashem Ahmed
Hashem Ahmed
As a seller, the whole process was absolutely professional and swift. Would highly recommend and definitely work with again!
Alex Timmins-Jones
Alex Timmins-Jones
Very helpful and a personal touch. 99% of companies just click a button and leave you alone if rejected. Happy actually worked hard to understand my circumstances and make efforts to match. All completed in a couple of days start to finish. They obviously have a unique selection of finance companies on hand to support. Very happy with happy
Some of our trusted partners
Oodle - Car Finance Loan Lender
Marsh Car Finance - Motor Finance Broker
Advantage Finance - Car Finance Broker Partner
Lendable Car Finance - Motor Finance
Close Finance - Motor Finance Partners
First Response Car Finance Broker Partner
Company Name & Contact Details
Happy Motor Finance
Pennington House
16 Carolina Way
Salford Quays
Salford
M50 2ZY
0161 524 0582
Happy Motor Finance Limited is registered in England and Wales under company number: 14387669. Registered office address: Pennington House, 16 Carolina Way, Salford Quays, Salford, M50 2ZY

Happy Motor Finance Limited (FRN - 989250) is authorised and regulated by the Financial Conduct Authority. We act as a credit broker not a lender. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. (Written Quotation available upon request). Whichever lender we introduce you to, we will typically receive commission from them (either a fixed fee or a fixed percentage of the amount you borrow) this will not affect the rate you are offered or the amount you will pay back. The lenders we work with could pay commission at different rates. All finance is subject to status and income. Terms and conditions apply. Applicants must be 18 years or over. We are only able to offer finance products from these providers.

Happy Motor Finance Limited are registered with the Information Commissioners Office under registration number: ZB408604

VAT Number: 456 0212 21
Specialist Automotive Finance Approved
Discuss Motor Finance via WhatsApp