At Happy Motor Finance, our experienced and dedicated Motorbike Finance team is here to help you ride away with the bike of your dreams. Whether you’re looking for a nippy 125CC bike or a superbike, we cater to all customers over 18 years old, making the process smooth and hassle-free.
Looking for a bike without a full bike licence? No problem! We offer affordable monthly payment options for fantastic 125CC bikes from manufacturers like Yamaha, KTM, and Benelli. These bikes can be financed for up to 5 years and ridden on a provisional licence with a CBT test pass.
If you haven’t passed your CBT test yet, don’t fret! We can arrange finance and secure the bike for you, ready for when you pass.
At Happy Motor Finance, we provide financing for new, nearly new, or used bikes from any reputable bike dealer in the UK. Enjoy the freedom to choose the bike you truly want and love.
Financing a motorbike is an affordable way to build your credit rating. As you keep up with your repayments, your credit score improves, making it easier to secure financing for larger purchases in the future. You can even opt to part exchange the bike for a car deal later on.
Our panel of motorbike lenders caters to various credit levels, from excellent to poor credit. We’ve helped many customers secure finance for their new bikes, even those who have been turned down at dealers.
At Happy Motor Finance, we offer £0 deposit options and a seamless application process, allowing you to ride away within 24 hours. We also conduct history checks on the bikes, ensuring they haven’t been written off or stolen. Additionally, we assess the dealer’s reputation and bike preparation to ensure high-quality motorbikes from reliable dealers.
Our quick and easy application process involves soft searches only, preventing any harm to your credit score. A hard search is only performed by the lender when you’re ready to proceed with the finance documents.
Here’s how the process works:
Yes, you can finance a 125CC bike with a provisional licence, provided you have a CBT test pass.
Yes, we offer financing for new, nearly new, and used bikes from reputable dealers in the UK.
We can arrange finance and secure the bike for you, ready for when you pass your CBT test.
Yes, we offer £0 deposit options to make it easier for you to get on the road.
By keeping up with your repayments, you can improve your credit score, making it easier to secure financing for larger purchases in the future.
Ready to finance your dream bike? Our team of experts is here to help you every step of the way.
For more details on our financing options, check our finance calculator and see what works best for you.
The above rates and monthly payments are an example only. The actual rate you will be offered by lenders could be lower or higher depending on your circumstances
Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.
*Our lenders operate using an initial "soft search" which does not impact your credit score however, if you wish to proceed with the finance offered, the lender may carry out a "hard search" prior to sending you the finance documentation to sign.
Amazing experience from start to finish, the people there don’t push you into anything. The checks are really good, they not only check out the car but who you are buying it from. Thanks to Matthew and Leon for all their support in helping me choose the right car for me.
They were extremely helpful and did everything they could to get me finance even with a bad credit rating. Couldn’t recommend these guys enough. Leon talked me through it every step of the way, the company are lucky to have you😊
Very helpful team Leon walked me through the whole process and didn’t push. He also gave brilliant advise and set up warranty package that gave me peace of mind.
I've just picked up my new car, absolutely love it, Alan was amazing I told him everything I was looking for in a car and within minutes he found my dream car, Alan kept in contact with me through the whole experience, checking I was still happy with everything, I would highly recommend Happy motors finance and have already done so with friends. THANK YOU SO MUCH! 😊
Cannot praise this company highly enough. Dealt with Alan, who pulled out all the stops and exceeded my expectations. Everything went so smoothly. Alan also made sure I was given all the details needed and communication was excellent. Keep up the good work guys.
Chelcie RoweExcellent customer service. Friend, helpful and patient. Knowledgeable and reassuring. This company helped when nobody else could in regards to finance, and Leon was exemplary.
Celin RoisinKirsty has been an absolute star the entire way - even when we had to change car last minute, she had it sorted and kept me feeling confident and secure throughout the entire process! I would recommend her to anyone and whoever gets her as an advisor is so lucky!!!!
Andrew DeanReally smooth process, the guys were great from start to finish and couldn't be happier with my new car. Legends!
Dyan WalkerExcellent service. Ali was professional, attentive and extremely thorough. He explained everything clearly and was able to close the deal for me quickly. Initial contact was made on Saturday and by Monday everything was completed. 5* service.
Martin BallHello well had never brought a car this way before but was helped though the whole thing by great staff found a great car and within 24hours had a new car 5⭐ customer service
Toni SeraphinWas not expecting to be looking for another car so soon... and this was at no faulty of Happy motors... They handled the issue with my first car rapidly. Damian, Leon on the day of the bad event went above and beyond to rectify the issue and dealt with the dealership. This meant that Kirsty had to put up with me once again to find another car... and bless her understanding and patience again for dealing with me haha! I eventually found my car, and again Kirsty and happy motors were superb, quick and efficient fro. Auto trader add to the car being at my door... superb. I recommend this team to anyone and will spread their name far and wide.. and sorry to say Kirsty... I will definitely be back again without doubt or hesitation.
John Henry Oluebube MadukaI recently had the pleasure of working with Kirsty at Happy Motor Finance to secure financing for my new car, and I am beyond impressed with the service I received. From the moment we connected, Kirsty was incredibly knowledgeable, patient, and attentive to my needs. They took the time to explain all the financing options available to me, ensuring that I could make an informed decision.What stood out the most was their commitment to finding the best possible Car, rates and terms that fit my financial situation. Kristy navigated through the paperwork with ease, making the entire process smooth and stress-free. A couple of times I was feed up and wanted to give up but Kirsty reassured me that this will workout in the end. Thanks to Kirsty's expertise and dedication, I am able to drive away in my dream car with a financing plan that works for me. I highly recommend Kirsty from Happy Motor Finance to anyone looking for a reliable and supportive finance company and representative. Thank you, Kirsty, for your outstanding service! I appreciate You😊
Kane MillerThank you so much for the help and it was fast, easy and straightforward thank you Ali for the help if I could give you a 10 star I would 🌟⭐️
Hashem AhmedAs a seller, the whole process was absolutely professional and swift. Would highly recommend and definitely work with again!
Alex Timmins-JonesVery helpful and a personal touch. 99% of companies just click a button and leave you alone if rejected. Happy actually worked hard to understand my circumstances and make efforts to match. All completed in a couple of days start to finish. They obviously have a unique selection of finance companies on hand to support. Very happy with happy
