Great News!

One or more of our lenders has approved you for finance. But what happens next?


One of our finance specialists will contact you by phone to discuss your options. Alternatively, you can call us on 0161 524 0582.

If you would like to arrange a time for us to call you, please reply to your approval email with a time/day suitable for you.


Your are welcome to find your own vehicle, but with our FREE 'Personal Shopper' service, we can also help you find the perfect one.


We will carry out checks on your chosen vehicle (HPI & MOT history) and the dealer to ensure they are reputable and have good reviews.


You will need to submit photo ID and additional proofs of income, depending on the lender and your personal situation.


You will receive the finance agreement and direct debit mandate via email for you to eSign.


You pick up the vehicle from the seller, and when you let us know that you're 100% happy with it, we will bank transfer the funds to the dealer. 


You drive away happy!                                                                    
Representative APR: 19.9% APR

"We act as a credit broker, not a lender"

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.


Meet Your Personal Shopper
EVERYBODY who secures a PCP or HP finance with one of our trusted lenders, is welcome to utilise our personal shopping service. Find out more about receiving the all-star treatment when you purchase finance through us.
"Affordable Monthly Finance -Red Carpet Treatment"


After securing PCP or HP finance, you will be more than welcome to find your own vehicle, but our personal shoppers can find you your perfect vehicle whilst your busy at work.


Our personal shoppers are car buying specialists and can help you to choose the perfect vehicle for your needs. 


As standard, we carry out all of the vehicle and dealer checks that keep you safe from fraud.


Nobody loves paperwork, except us, so we're more than happy to fill in all of the paperwork whilst you relax! 

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Carol St Clair
Carol St Clair
Absolutely brilliant company. Everything explained and sorted for me from start to finish. Will definitely recommend these guys. Thank you from a very happy customer 😁
idrees ali
idrees ali
Kirsty provided a fantastic service, would recommed to everyone. Happy motor finance
Matt James
Matt James
Brilliant help , very stress free experience. Highly recommend , Damien was excellent from start to finish .
Andy Ryan
Andy Ryan
Absolutely outstanding service from Damian at Happy Motor Finance, start to finish 48 hours everything was explained and was an easy process. Highly recommended and cheers Damian much appreciated!
Victoria Sumner
Victoria Sumner
Amazing service from Leon and a new car sorted in less than a week.
Peter Killiard
Peter Killiard
I could make this very very long winded but I won’t. I’ll just say that Kirsty and the team gave me the best customer service and buying experience ever. Thank you very much and I’ll be back when it’s time to upgrade.
Barry O'Brien
Barry O'Brien
Kirsty was very patient, I don’t think I was an easy customer, I can’t remember how many cars I looked at, there was no pressure and Kirsty was extremely helpful and nothing was too much trouble, we eventually got a great deal on my ideal car, Thank you Kirsty
Jack Scorey
Jack Scorey
Leon was great! Fast responses to questions and always happy to help. Very quick process from start to finish. I would recommend this company to anyone.
Kyle Dann
Kyle Dann
If I could give 6 stars I would, team member Yaz has been the most help from any finance company I’ve tried in getting a new car and helped me out massively. Top man and a top company would massively recommended.
Some of our trusted partners
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First Response Car Finance Broker Partner
Company Name & Contact Details
Happy Motor Finance
Clippers House
Clippers Quay
M50 3XP
0161 524 0582
Happy Motor Finance Limited is registered in England and Wales under company number: 14387669. Registered office address: Clippers House, Clippers Quay, Salford, England, M50 3XP

Happy Motor Finance Limited (FRN - 989250) is authorised and regulated by the Financial Conduct Authority. We act as a credit broker not a lender. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. (Written Quotation available upon request). Whichever lender we introduce you to, we will typically receive commission from them (either a fixed fee or a fixed percentage of the amount you borrow) this will not affect the rate you are offered or the amount you will pay back. The lenders we work with could pay commission at different rates. All finance is subject to status and income. Terms and conditions apply. Applicants must be 18 years or over. We are only able to offer finance products from these providers.

Happy Motor Finance Limited are registered with the Information Commissioners Office under registration number: ZB408604

VAT Number: 456 0212 21
Specialist Automotive Finance Approved
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