Buy a Van on Finance

  • Take our 1-minute application
  • We find you the best possible deal 
  • We do the paperwork, you drive away!
Applicants must be either employed or self-employed
We act as a credit broker, not a lender
Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37. This is an example only, lender fees may apply. The exact rate you will be offered will depend on your circumstances. All finance subject to status.
*After completing the application, lenders will perform a "soft search" that will not affect your credit score. Should you get an offer of finance and wish to proceed, the lender will then perform a "hard search" of your credit file. Finance acceptance is not guaranteed, please click the following link for more information: Initial Disclosure Document
Finance your new work van with our lenders

Are you in need of a van for your business or personal use? At Happy Motor Finance, we specialise in securing the best van finance deals for customers across the UK. By partnering with some of the largest lenders in the industry, we ensure a first-class experience, delivering bespoke services tailored to each client’s unique needs.

Why Choose Happy Motor Finance?

When you choose Happy Motor Finance for your van financing needs, you can expect a range of benefits designed to make the process smooth and hassle-free:

  • FREE, no-obligation quote: Get an accurate quote without any commitment.
  • Dedicated account manager: A personal guide through the entire van finance process.
  • Best deal for your circumstances: Access the best deals from our extensive panel of lenders.

How Our Van Finance Works

Steps to Finance Your Van

  1. Get a Quote: Start with a free, no-obligation quote to understand your financing options.
  2. Choose Your Van: Select a van within your budget and approved by the lender.
  3. Application Process: Submit necessary documents for a quick approval process.
  4. Drive Away: Once approved, you can drive away in your new van!

Flexible Financing Options

We offer various financing options tailored to meet different needs, whether you’re looking for hire purchase (HP) or personal contract purchase (PCP). Our specialists will work with you to find the best solution.

Types of Vans We Finance

Whether you need a small van for city deliveries or a larger model for transporting goods, we can help finance a wide range of vans. Here are some popular types:

  • Small Vans: Ideal for city deliveries and small businesses.
  • Medium Vans: Versatile for various business needs.
  • Large Vans: Perfect for heavy-duty tasks and transporting larger loads.

Frequently Asked Questions

Can I pick any van?

Yes, you can choose any van within your budget and approved by the finance lender. Our specialists will ensure your van meets the lender’s conditions and help you find the perfect vehicle.

I don’t have a great credit rating, can I still get finance?

Absolutely. We specialise in poor credit financing and can help those with less-than-perfect credit scores secure finance for their new van. Speak to one of our dedicated specialists to explore your options.

What information do I need to apply for van finance?

Generally, you will need to provide:

  • Personal Information: Name, date of birth, and employment status.
  • Proof of Identity: Valid ID or passport.
  • Proof of Income: Recent payslips or bank statements.
  • Address History: Proof of address for the past few years.

Additional information may be required by the lender on a case-by-case basis.

Start Your Journey with Happy Motor Finance

Ready to finance your van? Contact us today for a free quote and let our experts guide you through the process.

For more detailed information on financing options, check our car finance vs personal loan page to understand the differences and benefits.

The smart choice

  • If you currently have vehicle on finance, we can help you get your Settlement Figure
  • £0 deposit options
  • No arrangement fees
  • No obligation quote
  • Most credit scores considered
  • Apply online 
  • Get a decision in minutes
  • The smart choice for reducing your payments and keeping the vehicle you love!
Personal Shopper Service
If you've not decided which car you want, you can get your finance approved first then we'll help you search for the perfect car
Receive a Call Back
One of our experts will call you back at a convenient time
Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

*It is only if you choose to proceed with a vehicle then a hard search will be carried out.

Finance Calculator

Amount to Finance
Monthly Budget
-
£
+
-
£
+
24
36
48
60

Approximate Monthly Payments

Excellent Credit
10.9% APR
108
Good Credit
17.9% APR
127
Fair Credit
24.9% APR
146
Poor Credit
39.9% APR
193

The above rates and monthly payments are an example only. The actual rate you will be offered by lenders could be lower or higher depending on your circumstances


Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

*After completing the application, lenders will perform a "soft search" that will not affect your credit score. Should you get an offer of finance and wish to proceed, the lender will then perform a "hard search" of your credit file. Finance acceptance is not guaranteed, please click the following link for more information: Initial Disclosure Document

Approximate Amount You Could Borrow

Excellent Credit
10.9% APR
10.00
Good Credit
17.9% APR
10.00
Fair Credit
24.9% APR
10.00
Poor Credit
39.9% APR
10.00

The above rates and monthly payments are an example only. The actual rate you will be offered by lenders could be lower or higher depending on your circumstances


Get Started
With no impact to your credit score*

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

*Our lenders operate using an initial "soft search" which does not impact your credit score however, if you wish to proceed with the finance offered, the lender may carry out a "hard search" prior to sending you the finance documentation to sign.

Why Choose Happy Motor Finance?

  • If you currently have a vehicle on finance, we can help you get your Settlement Figure
  • Most credit scores considered
  • Get finance on new or used motors
  • £0 deposit options
  • No arrangement fees
  • Get a decision in minutes
  • We check a wide panel of lenders

How Our Service Works

Apply
You apply in 60 seconds using our simple online application form - check your emails for updates
Compare
We search our panel of lenders to compare quotes and get you the best finance deal
Options
If approved, we will call you to explain your finance options and discuss your vehicle requirements
Vehicle
You’re welcome to find your own vehicle or we can help you find one, we carry out checks on the dealer and vehicle
Documents
We will tell you what documents you need to send us - you then receive the finance agreement to eSign
Drive
It’s time to collect your vehicle and drive away in as little as 48 hours!

What Our Happy Customers Are Saying

Amazing experience from start to finish, the people there don’t push you into anything. The checks are really good, they not only check out the car but who you are buying it from. Thanks to Matthew and Leon for all their support in helping me choose the right car for me.
K Robinson
Trustpilot
They were extremely helpful and did everything they could to get me finance even with a bad credit rating. Couldn’t recommend these guys enough. Leon talked me through it every step of the way, the company are lucky to have you😊
J Baxter
Google Reviews
Very helpful team Leon walked me through the whole process and didn’t push. He also gave brilliant advise and set up warranty package that gave me peace of mind.
Karlrobo
Google Reviews
I've just picked up my new car, absolutely love it, Alan was amazing I told him everything I was looking for in a car and within minutes he found my dream car, Alan kept in contact with me through the whole experience, checking I was still happy with everything, I would highly recommend Happy motors finance and have already done so with friends. THANK YOU SO MUCH! 😊
A Taylor
Trustpilot
Cannot praise this company highly enough. Dealt with Alan, who pulled out all the stops and exceeded my expectations. Everything went so smoothly. Alan also made sure I was given all the details needed and communication was excellent. Keep up the good work guys.
C Cairns
Trustpilot
Chelcie Rowe
Chelcie Rowe
Excellent customer service. Friend, helpful and patient. Knowledgeable and reassuring. This company helped when nobody else could in regards to finance, and Leon was exemplary.
Celin Roisin
Celin Roisin
Kirsty has been an absolute star the entire way - even when we had to change car last minute, she had it sorted and kept me feeling confident and secure throughout the entire process! I would recommend her to anyone and whoever gets her as an advisor is so lucky!!!!
Andrew Dean
Andrew Dean
Really smooth process, the guys were great from start to finish and couldn't be happier with my new car. Legends!
Dyan Walker
Dyan Walker
Excellent service. Ali was professional, attentive and extremely thorough. He explained everything clearly and was able to close the deal for me quickly. Initial contact was made on Saturday and by Monday everything was completed. 5* service.
Martin Ball
Martin Ball
Hello well had never brought a car this way before but was helped though the whole thing by great staff found a great car and within 24hours had a new car 5⭐ customer service
Toni Seraphin
Toni Seraphin
Was not expecting to be looking for another car so soon... and this was at no faulty of Happy motors... They handled the issue with my first car rapidly. Damian, Leon on the day of the bad event went above and beyond to rectify the issue and dealt with the dealership. This meant that Kirsty had to put up with me once again to find another car... and bless her understanding and patience again for dealing with me haha! I eventually found my car, and again Kirsty and happy motors were superb, quick and efficient fro. Auto trader add to the car being at my door... superb. I recommend this team to anyone and will spread their name far and wide.. and sorry to say Kirsty... I will definitely be back again without doubt or hesitation.
John Henry Oluebube Maduka
John Henry Oluebube Maduka
I recently had the pleasure of working with Kirsty at Happy Motor Finance to secure financing for my new car, and I am beyond impressed with the service I received. From the moment we connected, Kirsty was incredibly knowledgeable, patient, and attentive to my needs. They took the time to explain all the financing options available to me, ensuring that I could make an informed decision.What stood out the most was their commitment to finding the best possible Car, rates and terms that fit my financial situation. Kristy navigated through the paperwork with ease, making the entire process smooth and stress-free. A couple of times I was feed up and wanted to give up but Kirsty reassured me that this will workout in the end. Thanks to Kirsty's expertise and dedication, I am able to drive away in my dream car with a financing plan that works for me. I highly recommend Kirsty from Happy Motor Finance to anyone looking for a reliable and supportive finance company and representative. Thank you, Kirsty, for your outstanding service! I appreciate You😊
Kane Miller
Kane Miller
Thank you so much for the help and it was fast, easy and straightforward thank you Ali for the help if I could give you a 10 star I would 🌟⭐️
Hashem Ahmed
Hashem Ahmed
As a seller, the whole process was absolutely professional and swift. Would highly recommend and definitely work with again!
Alex Timmins-Jones
Alex Timmins-Jones
Very helpful and a personal touch. 99% of companies just click a button and leave you alone if rejected. Happy actually worked hard to understand my circumstances and make efforts to match. All completed in a couple of days start to finish. They obviously have a unique selection of finance companies on hand to support. Very happy with happy
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Company Name & Contact Details
Happy Motor Finance
Pennington House
16 Carolina Way
Salford Quays
Salford
M50 2ZY
0161 524 0582
Happy Motor Finance Limited is registered in England and Wales under company number: 14387669. Registered office address: Pennington House, 16 Carolina Way, Salford Quays, Salford, M50 2ZY

Happy Motor Finance Limited (FRN - 989250) is authorised and regulated by the Financial Conduct Authority. We act as a credit broker not a lender. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. (Written Quotation available upon request). Whichever lender we introduce you to, we will typically receive commission from them (either a fixed fee or a fixed percentage of the amount you borrow) this will not affect the rate you are offered or the amount you will pay back. The lenders we work with could pay commission at different rates. All finance is subject to status and income. Terms and conditions apply. Applicants must be 18 years or over. We are only able to offer finance products from these providers.

Happy Motor Finance Limited are registered with the Information Commissioners Office under registration number: ZB408604

VAT Number: 456 0212 21
Specialist Automotive Finance Approved
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