We have lots of experience obtaining car finance for people with poor credit. We work closely with some of the UK’s top lenders to compare deals and help you find the most competitive price possible.
We offer a tiered pricing structure for different credit histories - so that you can get the lowest rate possible and will not pay more due to market rates or commission-driven deals.
Bad credit car finance makes it possible for people with a low credit score to buy a new or used car. Rather than paying for the car in full with your own money, you can pay through a loan, and pay it back in monthly instalments, making car financing with poor credit much easier.
At Happy Motor Finance, we're bad credit car finance specialists, and we will search our panel of lenders for the best deal to suit your budget and needs.
Yes! We have long-standing relationships with many car finance providers who specialise in loans for those with poor credit, so even if you’ve been rejected elsewhere, you can still apply with us.