Premium Car Finance

FROM OUR WIDE PANEL OF LENDERS IN THE UK

We specialise in sourcing finance for premium vehicles and can even help you to find the perfect car. Get in touch today to compare finance quotes from our trusted panel of lenders.

No arrangement fees
Drive away in under 48-hours
We finance any type of premium vehicle

Get a Quote

"We act as a credit broker, not a lender"

Representative APR: 18.7% APR

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Our Premium Car Finance Services

We offer fully tailored finance packages for premium vehicles. Our talented finance specialists work with a large number of premium car finance lenders in the UK to bring our customers the best possible quote for their circumstances based on the wide panel of lenders that we have available.

Are you looking for premium car finance options? We specialise in providing premium car finance packages that have been tailored to our customers individual needs. Whether it's a luxurious sedan, or an elegant SUV, we have the expertise and resources to build a premium car finance package around your circumstances.

Our team of experienced car finance specialists are dedicated to delivering excellence, ensuring a seamless and hassle-free financing experience. With flexible terms, competitive rates, and a commitment to customer satisfaction, we are your trusted partner in securing the premium car of your dreams. Experience the pinnacle of automotive luxury with our premium car finance options today.

Applying is easy, simply fill out our fast online application form and one of our finance specialists will be in touch.

The Finance Agreement

We offer two types of finance options to finance your vehicle. Personal Contract Purchase (PCP) & Hire Purchase (HP).

A Complete Service

We take care of everything, from the paperwork to finding the perfect vehicle.

No Arrangement or Admin Fees

We're paid a commission from the lender when a customer takes out finance, making our service free for customers.

Refinance

We can help you to refinance your agreement when the time comes.

Why choose us?

Refinance your current luxury car finance agreement
No arrangement fees
No obligation quote
Apply online
Get a decision in minutes
Personal Shopper Service (we can help you find a car)

Receive a Call Back

One of our experts will call you back at a convenient time

Premium Service

Our Personal Shopper Service

At Happy Motor Finance Premium, we strive to provide exceptional services that meet and exceed expectations, and we believe in going the extra mile to ensure our customers are happy.

That means, when you take out premium vehicle finance out with us, we will not only assign you a finance expert who will be on hand to support you throughout the entire process, but we can also help you source the perfect vehicle.

We understand that your time is precious, so we can do the groundwork needed to find the perfect car, and we are here to support you every step of the way.

Premium Car Finance Specialists

Complete our 60 second application and find a great deal from our panel of trusted lenders.

Get a Quote

Representative APR: 18.7% APR

"We act as a credit broker, not a lender"

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     Excellent  
     Based on 162 reviews 
    
 
 
   
 
 
        
   Andy Ryan 
 
 
 
  Absolutely outstanding service from Damian at Happy Motor Finance,  start to finish 48 hours everything was explained and was an easy process.  Highly recommended and cheers Damian much appreciated!
  
 
       
   Victoria Sumner 
 
 
 
  Amazing service from Leon and a new car sorted in less than a week.
  
 
       
   Peter Killiard 
 
 
 
  I could make this very very long winded but I won’t.

I’ll just say that Kirsty and the team gave me the best customer service and buying experience ever.

Thank you very much and I’ll be back when it’s time to upgrade.
  
 
       
   Barry O'Brien 
 
 
 
  Kirsty was very patient, I don’t think I was an easy customer, I can’t remember how many cars I looked at, there was no pressure and Kirsty was extremely helpful and nothing was too much trouble, we eventually got a great deal on my ideal car, Thank you Kirsty
  
 
       
   Jack Scorey 
 
 
 
  Leon was great! Fast responses to questions  and always happy to help. Very quick process from start to finish. I would recommend this company to anyone.
  
 
       
   Kyle Dann 
 
 
 
  If I could give 6 stars I would, team member Yaz has been the most help from any finance company I’ve tried in getting a new car and helped me out massively. Top man and a top company would massively recommended.
  
 
       
   leah wilson 
 
 
 
  Everything was quick and easy! would 100% recommend to anyone looking to quick finance!
  
 
       
   LGA-Extra Z 
 
 
 
  Fast and easy service. couldn’t ask for a better service
  
 
       
   lizzy smith 
 
 
 
  Kirsty was extremely helpful, really helped me understand everything and got me the best deal possible! Also very easy to chat to and get along with! Highly recommend!

Some of our trusted partners

Marsh Car Finance - Motor Finance Broker

Company Name & Contact Details

Happy Motor Finance
Clippers House
Clippers Quay
Manchester
M50 3XP

0161 524 0582

Opening Times

Mon-Thu: 9am - 7:30pm

Fri: 9am - 5pm

Sat: 10am - 4pm

Sun: Closed

Make a Payment Privacy Policy Complaints Procedure Anti-Slavery and Human Trafficking Terms & Conditions Cookie Policy Anti-Bribery and Corruption Dealer Partner Program

Happy Motor Finance Limited is registered in England and Wales under company number: 14387669. Registered office address: Clippers House, Clippers Quay, Salford, England, M50 3XP

Happy Motor Finance Limited (FRN - 989250) is authorised and regulated by the Financial Conduct Authority. We act as a credit broker not a lender. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. (Written Quotation available upon request). Whichever lender we introduce you to, we will typically receive commission from them (either a fixed fee or a fixed percentage of the amount you borrow) this will not affect the rate you are offered or the amount you will pay back. The lenders we work with could pay commission at different rates. All finance is subject to status and income. Terms and conditions apply. Applicants must be 18 years or over. We are only able to offer finance products from these providers.

Happy Motor Finance Limited are registered with the Information Commissioners Office under registration number: ZB408604

VAT Number: 456 0212 21

Andy Ryan

Absolutely outstanding service from Damian at Happy Motor Finance, start to finish 48 hours everything was explained and was an easy process. Highly recommended and cheers Damian much appreciated!

Victoria Sumner

Amazing service from Leon and a new car sorted in less than a week.

Peter Killiard

I could make this very very long winded but I won’t. I’ll just say that Kirsty and the team gave me the best customer service and buying experience ever. Thank you very much and I’ll be back when it’s time to upgrade.

Barry O'Brien

Kirsty was very patient, I don’t think I was an easy customer, I can’t remember how many cars I looked at, there was no pressure and Kirsty was extremely helpful and nothing was too much trouble, we eventually got a great deal on my ideal car, Thank you Kirsty

Jack Scorey

Leon was great! Fast responses to questions and always happy to help. Very quick process from start to finish. I would recommend this company to anyone.

Kyle Dann

If I could give 6 stars I would, team member Yaz has been the most help from any finance company I’ve tried in getting a new car and helped me out massively. Top man and a top company would massively recommended.

leah wilson

Everything was quick and easy! would 100% recommend to anyone looking to quick finance!

LGA-Extra Z

Fast and easy service. couldn’t ask for a better service

lizzy smith

Kirsty was extremely helpful, really helped me understand everything and got me the best deal possible! Also very easy to chat to and get along with! Highly recommend!