Premium Car Finance

FROM OUR WIDE PANEL OF LENDERS IN THE UK
We specialise in sourcing finance for premium vehicles and can even help you to find the perfect car. Get in touch today to compare finance quotes from our trusted panel of lenders.
  • No arrangement fees
  • Drive away in under 48-hours
  • We finance any type of premium vehicle
Get a Quote
"We act as a credit broker, not a lender"
Representative APR: 18.7% APR
Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Our Premium Car Finance Services

We offer fully tailored finance packages for premium vehicles. Our talented finance specialists work with a large number of premium car finance lenders in the UK to bring our customers the best possible quote for their circumstances based on the wide panel of lenders that we have available.

Are you looking for premium car finance options?  We specialise in providing premium car finance packages that have been tailored to our customers individual needs. Whether it's a luxurious sedan, or an elegant SUV, we have the expertise and resources to build a premium car finance package around your circumstances.

Our team of experienced car finance specialists are dedicated to delivering excellence, ensuring a seamless and hassle-free financing experience. With flexible terms, competitive rates, and a commitment to customer satisfaction, we are your trusted partner in securing the premium car of your dreams. Experience the pinnacle of automotive luxury with our premium car finance options today.

Applying is easy, simply fill out our fast online application form and one of our finance specialists will be in touch.

The Finance Agreement

We offer two types of finance options to finance your vehicle. Personal Contract Purchase (PCP) & Hire Purchase (HP).

A Complete Service

We take care of everything, from the paperwork to finding the perfect vehicle.

No Arrangement or Admin Fees

We're paid a commission from the lender when a customer takes out finance, making our service free for customers.

Refinance

We can help you to refinance your agreement when the time comes.

Why choose us?

  • Refinance your current luxury car finance agreement
  • No arrangement fees
  • No obligation quote
  • Apply online 
  • Get a decision in minutes
  • Personal Shopper Service (we can help you find a car)
Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.
Receive a Call Back
One of our experts will call you back at a convenient time
Premium Service

Our Personal Shopper Service

At Happy Motor Finance Premium, we strive to provide exceptional services that meet and exceed expectations, and we believe in going the extra mile to ensure our customers are happy.

That means, when you take out premium vehicle finance out with us, we will not only assign you a finance expert who will be on hand to support you throughout the entire process, but we can also help you source the perfect vehicle.

We understand that your time is precious, so we can do the groundwork needed to find the perfect car, and we are here to support you every step of the way.

Premium Car Finance Specialists

Complete our 60 second application and find a great deal from our panel of trusted lenders.
Get a Quote
Representative APR: 18.7% APR
"We act as a credit broker, not a lender"
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Song Bird
Song Bird
Could not recommend Happy Motor Finance enough. Kirsty has been so helpful throughout, searching for cars and contacting dealerships on my behalf. She has gone above and beyond and made what could have been a stressful experience a walk in the park. Would definitely use again. Highly recommend
Jordan Little
Jordan Little
Brilliant service sorted everything for me
Tricky Mooney
Tricky Mooney
First class, quick and easy and extremely helpful from start to finish 👍🏼
Lucy Holden
Lucy Holden
Brilliant service from star to finish super fast on the forms and got my dream car ❤️
Debbie King
Debbie King
Excellent company highly recommend. Always available to help, brilliant communication and always kept informed of how the process was going. Swift, helpful and kind. Can’t wait to collect my new car. Thank you.
Nicola Redgrave
Nicola Redgrave
Fab from start to finish! Thank you so much! Can't wait to pick my car up! ❤️
Matthew Moxham
Matthew Moxham
Absolutely 110%.. Extremely helpful very fast replies.. Absolutely could not do enough for me.... Customer service is exactly how it should be... Amazing experience from the start to finish Thankyou
A M
A M
Easy and very helpful in finding the right car for me
Some of our trusted partners
Oodle - Car Finance Loan Lender
Marsh Car Finance - Motor Finance Broker
Advantage Finance - Car Finance Broker Partner
Lendable Car Finance - Motor Finance
Close Finance - Motor Finance Partners
First Response Car Finance Broker Partner
Happy Motor Finance Limited is registered in England and Wales under company number: 14387669. Registered office address: Clippers House, Clippers Quay, Salford, England, M50 3XP

Happy Motor Finance Limited (FRN - 989250) is authorised and regulated by the Financial Conduct Authority. We act as a credit broker not a lender. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. (Written Quotation available upon request). Whichever lender we introduce you to, we will typically receive commission from them (either a fixed fee or a fixed percentage of the amount you borrow) this will not affect the rate you are offered or the amount you will pay back. The lenders we work with could pay commission at different rates. All finance is subject to status and income. Terms and conditions apply. Applicants must be 18 years or over. We are only able to offer finance products from these providers.

Happy Motor Finance Limited are registered with the Information Commissioners Office under registration number: ZB408604

VAT Number: 456 0212 21