JOINT CAR FINANCE

FROM OUR WIDE PANEL OF LENDERS IN THE UK
Are you searching for joint car finance? We specialise in sourcing finance for couples and can even help you both find a new vehicle. Get in touch today to compare finance quotes from our trusted panel of lenders.
  • No Arrangement Fees
  • Bad Credit Options Available
  • Affordable Monthly Payments with HP or PCP
  • No-Obligation Quote
Get a Quote
"We act as a credit broker, not a lender"
Representative APR: 18.7% APR
Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Joint Car Finance

About Our Joint Finance Service

Purchasing a vehicle together can get complicated. It may feel like a bit of a minefield trying to understand what paperwork you will need, how much you can borrow together and how the whole process works. That's where we, at Happy Motor Finance, come in. We can guide you both through the process of applying for joint car finance together and even help you to find your ideal car.

How Does Joint Car Finance Work?

The application process is simple -use the apply button at the top to the page and, provided you both pass our initial check for financial suitability, one of our dedicated joint car finance specialists will be in touch.

We offer a bespoke joint car finance service and tailor our entire service around every applicant's special circumstances. What's more, our finance service isn't limited to just car finance, as a couple you can apply for van, caravan and even motorbike finance together!

In order to qualify for joint car finance, both applicants must reside at the same address. It isn't necessary that both of you are married, you could both simply be family members; however, the part that is important is that you are both officially residents of the same property.

Frequently asked questions

The smart choice

  • If you currently have vehicle on finance, we can help you get your Settlement Figure
  • £0 deposit options
  • No arrangement fees
  • No obligation quote
  • Most credit scores considered
  • Apply online 
  • Get a decision in minutes
  • The Smart Choice - for reducing your payments and keeping the vehicle you love!
Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.
Receive a Call Back
One of our experts will call you back at a convenient time

Joint Car Finance Specialists

Complete our 60 second application and find a great deal from our panel of trusted lenders.
Get a Quote
Representative APR: 18.7% APR
"We act as a credit broker, not a lender"
Join us on "Facebook"
Song Bird
Song Bird
Could not recommend Happy Motor Finance enough. Kirsty has been so helpful throughout, searching for cars and contacting dealerships on my behalf. She has gone above and beyond and made what could have been a stressful experience a walk in the park. Would definitely use again. Highly recommend
Jordan Little
Jordan Little
Brilliant service sorted everything for me
Tricky Mooney
Tricky Mooney
First class, quick and easy and extremely helpful from start to finish 👍🏼
Lucy Holden
Lucy Holden
Brilliant service from star to finish super fast on the forms and got my dream car ❤️
Debbie King
Debbie King
Excellent company highly recommend. Always available to help, brilliant communication and always kept informed of how the process was going. Swift, helpful and kind. Can’t wait to collect my new car. Thank you.
Nicola Redgrave
Nicola Redgrave
Fab from start to finish! Thank you so much! Can't wait to pick my car up! ❤️
Matthew Moxham
Matthew Moxham
Absolutely 110%.. Extremely helpful very fast replies.. Absolutely could not do enough for me.... Customer service is exactly how it should be... Amazing experience from the start to finish Thankyou
A M
A M
Easy and very helpful in finding the right car for me
Some of our trusted partners
Oodle - Car Finance Loan Lender
Marsh Car Finance - Motor Finance Broker
Advantage Finance - Car Finance Broker Partner
Lendable Car Finance - Motor Finance
Close Finance - Motor Finance Partners
First Response Car Finance Broker Partner
Happy Motor Finance Limited is registered in England and Wales under company number: 14387669. Registered office address: Clippers House, Clippers Quay, Salford, England, M50 3XP

Happy Motor Finance Limited (FRN - 989250) is authorised and regulated by the Financial Conduct Authority. We act as a credit broker not a lender. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. (Written Quotation available upon request). Whichever lender we introduce you to, we will typically receive commission from them (either a fixed fee or a fixed percentage of the amount you borrow) this will not affect the rate you are offered or the amount you will pay back. The lenders we work with could pay commission at different rates. All finance is subject to status and income. Terms and conditions apply. Applicants must be 18 years or over. We are only able to offer finance products from these providers.

Happy Motor Finance Limited are registered with the Information Commissioners Office under registration number: ZB408604

VAT Number: 456 0212 21