At Happy Motor Finance, our experienced and dedicated Motorbike Finance team is here to help you ride away with the bike of your dreams. Whether you’re looking for a nippy 125CC bike or a superbike, we cater to all customers over 18 years old, making the process smooth and hassle-free.
Looking for a bike without a full bike licence? No problem! We offer affordable monthly payment options for fantastic 125CC bikes from manufacturers like Yamaha, KTM, and Benelli. These bikes can be financed for up to 5 years and ridden on a provisional licence with a CBT test pass.
If you haven’t passed your CBT test yet, don’t fret! We can arrange finance and secure the bike for you, ready for when you pass.
At Happy Motor Finance, we provide financing for new, nearly new, or used bikes from any reputable bike dealer in the UK. Enjoy the freedom to choose the bike you truly want and love.
Financing a motorbike is an affordable way to build your credit rating. As you keep up with your repayments, your credit score improves, making it easier to secure financing for larger purchases in the future. You can even opt to part exchange the bike for a car deal later on.
Our panel of motorbike lenders caters to various credit levels, from excellent to poor credit. We’ve helped many customers secure finance for their new bikes, even those who have been turned down at dealers.
At Happy Motor Finance, we offer £0 deposit options and a seamless application process, allowing you to ride away within 24 hours. We also conduct history checks on the bikes, ensuring they haven’t been written off or stolen. Additionally, we assess the dealer’s reputation and bike preparation to ensure high-quality motorbikes from reliable dealers.
Our quick and easy application process involves soft searches only, preventing any harm to your credit score. A hard search is only performed by the lender when you’re ready to proceed with the finance documents.
Here’s how the process works:
Yes, you can finance a 125CC bike with a provisional licence, provided you have a CBT test pass.
Yes, we offer financing for new, nearly new, and used bikes from reputable dealers in the UK.
We can arrange finance and secure the bike for you, ready for when you pass your CBT test.
Yes, we offer £0 deposit options to make it easier for you to get on the road.
By keeping up with your repayments, you can improve your credit score, making it easier to secure financing for larger purchases in the future.
Ready to finance your dream bike? Our team of experts is here to help you every step of the way.
For more details on our financing options, check our finance calculator and see what works best for you.
The above rates and monthly payments are an example only. The actual rate you will be offered by lenders could be lower or higher depending on your circumstances
Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.
*After completing the application, lenders will perform a "soft search" that will not affect your credit score. Should you get an offer of finance and wish to proceed, the lender will then perform a "hard search" of your credit file. Finance acceptance is not guaranteed, please click the following link for more information: Initial Disclosure Document
Amazing experience from start to finish, the people there don’t push you into anything. The checks are really good, they not only check out the car but who you are buying it from. Thanks to Matthew and Leon for all their support in helping me choose the right car for me.
They were extremely helpful and did everything they could to get me finance even with a bad credit rating. Couldn’t recommend these guys enough. Leon talked me through it every step of the way, the company are lucky to have you😊
Very helpful team Leon walked me through the whole process and didn’t push. He also gave brilliant advise and set up warranty package that gave me peace of mind.
I've just picked up my new car, absolutely love it, Alan was amazing I told him everything I was looking for in a car and within minutes he found my dream car, Alan kept in contact with me through the whole experience, checking I was still happy with everything, I would highly recommend Happy motors finance and have already done so with friends. THANK YOU SO MUCH! 😊
Cannot praise this company highly enough. Dealt with Alan, who pulled out all the stops and exceeded my expectations. Everything went so smoothly. Alan also made sure I was given all the details needed and communication was excellent. Keep up the good work guys.
