Our Motor Finance Services

Our friendly team are here to help with all of your vehicle financing needs. We offer a free, no-obligation quote to all of our customers!

Personal Shopper Service

Everybody who buys vehicle finance with Happy Motor Finance is welcome to utilise our personal shopping service.
Motorbike finance brokers
Car Search Assistance
Your more than welcome to find your own vehicle, but our personal shoppers can find you your perfect vehicle whilst your busy at work.
Vehicle Purchasing Advice
Our personal shoppers are car buying specialists and can help you to choose the perfect vehicle for your needs. 
Vehicle & Dealer Safety Checks
As standard, we carry out all of the vehicle and dealer checks that keep you safe from fraud.
We do the Paperwork!
Nobody loves paperwork, except us, so we're more than happy to fill in all of the paperwork whilst you relax! 


When you take out finance for a vehicle, you enter an agreement with the lender of the finance -this is what is known as a finance agreement. Always ensure that you read your finance agreement thoroughly before entering into one with a lender, as there will be important conditions contained within your agreement that you must follow to avoid any negative impacts further down the line.

Yes, you can apply for finance. A poor credit score doesn't always mean that you can't obtain finance; however, it does make it much harder as lenders are not always keen to lend to those with poor credit histories. Please speak to one of our specialists to discuss your options.

Yes, our motor finance specialists can help you to search for the perfect vehicle. This service comes as standard for every person who is approved for finance through Happy Motor Finance.

Our entire 'application' to 'drive away' service can be achieved in as little as 48 hours. However, that relies on your credit application not having any issues crop up and you already having a car ready to purchase. Finding the perfect car is usually what holds the process up, but our specialists are here to help you every step of the way, and they can even source the perfect vehicle at no cost to you.

Carol St Clair
Carol St Clair
Absolutely brilliant company. Everything explained and sorted for me from start to finish. Will definitely recommend these guys. Thank you from a very happy customer 😁
idrees ali
idrees ali
Kirsty provided a fantastic service, would recommed to everyone. Happy motor finance
Matt James
Matt James
Brilliant help , very stress free experience. Highly recommend , Damien was excellent from start to finish .
Andy Ryan
Andy Ryan
Absolutely outstanding service from Damian at Happy Motor Finance, start to finish 48 hours everything was explained and was an easy process. Highly recommended and cheers Damian much appreciated!
Victoria Sumner
Victoria Sumner
Amazing service from Leon and a new car sorted in less than a week.
Peter Killiard
Peter Killiard
I could make this very very long winded but I won’t. I’ll just say that Kirsty and the team gave me the best customer service and buying experience ever. Thank you very much and I’ll be back when it’s time to upgrade.
Barry O'Brien
Barry O'Brien
Kirsty was very patient, I don’t think I was an easy customer, I can’t remember how many cars I looked at, there was no pressure and Kirsty was extremely helpful and nothing was too much trouble, we eventually got a great deal on my ideal car, Thank you Kirsty
Jack Scorey
Jack Scorey
Leon was great! Fast responses to questions and always happy to help. Very quick process from start to finish. I would recommend this company to anyone.
Kyle Dann
Kyle Dann
If I could give 6 stars I would, team member Yaz has been the most help from any finance company I’ve tried in getting a new car and helped me out massively. Top man and a top company would massively recommended.
Some of our trusted partners
Oodle - Car Finance Loan Lender
Marsh Car Finance - Motor Finance Broker
Advantage Finance - Car Finance Broker Partner
Lendable Car Finance - Motor Finance
Close Finance - Motor Finance Partners
First Response Car Finance Broker Partner
Company Name & Contact Details
Happy Motor Finance
Clippers House
Clippers Quay
M50 3XP
0161 524 0582
Happy Motor Finance Limited is registered in England and Wales under company number: 14387669. Registered office address: Clippers House, Clippers Quay, Salford, England, M50 3XP

Happy Motor Finance Limited (FRN - 989250) is authorised and regulated by the Financial Conduct Authority. We act as a credit broker not a lender. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. (Written Quotation available upon request). Whichever lender we introduce you to, we will typically receive commission from them (either a fixed fee or a fixed percentage of the amount you borrow) this will not affect the rate you are offered or the amount you will pay back. The lenders we work with could pay commission at different rates. All finance is subject to status and income. Terms and conditions apply. Applicants must be 18 years or over. We are only able to offer finance products from these providers.

Happy Motor Finance Limited are registered with the Information Commissioners Office under registration number: ZB408604

VAT Number: 456 0212 21
Specialist Automotive Finance Approved
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