Buying a motorbike on finance can help you to spread the cost of it into affordable monthly payments, based on your personal circumstances and lender approval. Contact us today for a free, no-obligation quote.
  • 0% Deposit Options Available
  • No Arrangement Fees
  • Bad Credit Options Available
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"We act as a credit broker, not a lender"
Representative APR: 19.9% APR
Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Motorbike Finance UK

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Find a great deal from our wide panel of lenders

We offer a range of motorbike finance UK deals from our wide panel of lenders. Whether you're searching for a new or used motorbike or scooter on finance, our specialists will work hard to bring you the best deal.

As a finance broker, we offer HP & PCP vehicle finance deals throughout the UK, and we can even help you source the perfect motorbike. Every customer who chooses finance through us is given the option of their own personal shopper. Of course, you're more than welcome to find your own motorbike, but our personal shoppers can help you to find the perfect vehicle at no extra cost to you.

Frequently asked questions

You can choose from either Hire Purchase (HP) or Personal Contract Purchase (PCP). The best type of finance depends on your personal circumstances.

In some circumstances, it can be. Provided payments are kept up with, getting finance can improve your credit score. What's more, you can start driving a new car much quicker than if you waited to save up the money.

Yes, it's possible. At Happy Motor Finance, we specialise in securing finance for people who have previously been refused in the past. Please speak to one of our team to find out more.

You can choose any motorbike on finance, from a 125cc motorbike on finance to a Harley Davidson! Provided it's got an engine, we can find finance for it. However, please remember, that you affordability will need to be deemed suitable by a lender before you choose your new motorbike. Additionally, your lender will require that you purchase your new motorbike from an approved lender.

The smart choice

  • If you currently have a vehicle on finance, we can help you get your Settlement Figure
  • £0 deposit options
  • No arrangement fees
  • No obligation quote
  • Most credit scores considered
  • Apply online 
  • Get a decision in minutes
  • The Smart Choice - for reducing your payments and keeping the vehicle you love!
Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.
motorbike finance (2)

Motorbike Finance UK Specialists

Comparing motorbike finance UK deals has never been easier. Complete our 1-minute application and find a great deal from our panel of trusted lenders.
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Representative APR: 18.7% APR
"We act as a credit broker, not a lender"
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Carol St Clair
Carol St Clair
Absolutely brilliant company. Everything explained and sorted for me from start to finish. Will definitely recommend these guys. Thank you from a very happy customer 😁
idrees ali
idrees ali
Kirsty provided a fantastic service, would recommed to everyone. Happy motor finance
Matt James
Matt James
Brilliant help , very stress free experience. Highly recommend , Damien was excellent from start to finish .
Andy Ryan
Andy Ryan
Absolutely outstanding service from Damian at Happy Motor Finance, start to finish 48 hours everything was explained and was an easy process. Highly recommended and cheers Damian much appreciated!
Victoria Sumner
Victoria Sumner
Amazing service from Leon and a new car sorted in less than a week.
Peter Killiard
Peter Killiard
I could make this very very long winded but I won’t. I’ll just say that Kirsty and the team gave me the best customer service and buying experience ever. Thank you very much and I’ll be back when it’s time to upgrade.
Barry O'Brien
Barry O'Brien
Kirsty was very patient, I don’t think I was an easy customer, I can’t remember how many cars I looked at, there was no pressure and Kirsty was extremely helpful and nothing was too much trouble, we eventually got a great deal on my ideal car, Thank you Kirsty
Jack Scorey
Jack Scorey
Leon was great! Fast responses to questions and always happy to help. Very quick process from start to finish. I would recommend this company to anyone.
Kyle Dann
Kyle Dann
If I could give 6 stars I would, team member Yaz has been the most help from any finance company I’ve tried in getting a new car and helped me out massively. Top man and a top company would massively recommended.
Some of our trusted partners
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Company Name & Contact Details
Happy Motor Finance
Clippers House
Clippers Quay
M50 3XP
0161 524 0582
Happy Motor Finance Limited is registered in England and Wales under company number: 14387669. Registered office address: Clippers House, Clippers Quay, Salford, England, M50 3XP

Happy Motor Finance Limited (FRN - 989250) is authorised and regulated by the Financial Conduct Authority. We act as a credit broker not a lender. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. (Written Quotation available upon request). Whichever lender we introduce you to, we will typically receive commission from them (either a fixed fee or a fixed percentage of the amount you borrow) this will not affect the rate you are offered or the amount you will pay back. The lenders we work with could pay commission at different rates. All finance is subject to status and income. Terms and conditions apply. Applicants must be 18 years or over. We are only able to offer finance products from these providers.

Happy Motor Finance Limited are registered with the Information Commissioners Office under registration number: ZB408604

VAT Number: 456 0212 21
Specialist Automotive Finance Approved
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