Motorbike Finance

Motorbike Experts

Here at Happy Motor Finance our experienced and dedicated Motorbike Finance team is here to help you ride away with the bike of your dreams. Whether you’re looking for nippy 125CC bikes or superbikes, we cater to all customers over 18 years old.

Provisional Licence

Looking for a bike without a full bike licence? No problem! We offer super affordable monthly payment options for great 125CC bikes from manufacturers like Yamaha, KTM, and Benelli. These bikes can be taken on terms of up to 5 years and can be ridden on a provisional licence with a CBT test pass.

Worried about not having passed your CBT test yet? Don’t fret! We can arrange finance and secure the bike for you, ready for when you pass.

New and Used Bikes

At Happy Motor Finance, we offer financing for new, nearly new, or used bikes from any reputable bike dealer in the UK. Enjoy the freedom to choose the bike you truly want and love.

Rising Costs

With the rising cost of living, motorbikes have become an increasingly popular mode of transport. They are cost-effective to tax and insure and offer excellent fuel economy. Commuting becomes a breeze with motorbikes, avoiding traffic jams and parking issues.

Motorbikes are an ideal option for younger customers who haven’t passed their driving test yet, providing affordable transport during driving lessons.

Build Credit Rating

Another benefit is that financing a motorbike is an affordable way to build credit. Later, you can opt to part exchange the bike for a car deal.

Our panel of motorbike lenders caters to various credit levels, from excellent to poor credit. We’ve helped many customers secure finance for their new bikes, even those turned down at dealers.

No Deposit

At Happy Motor Finance, we offer £0 deposit options and a seamless application process, allowing you to ride away within 24 hours. We also provide history checks on the bikes, ensuring they haven’t been written off or stolen, and assess the dealer’s reputation and bike preparation, ensuring high-quality motorbikes from reliable dealers.

Easy Application

Our quick and super easy application process involves soft searches only, preventing any harm to your credit score. Only a hard search is performed by the lender when you’re ready to proceed with the finance documents.

Once the documents are signed and proofs sent back to us, we process the deal for payout and transfer the money to the dealer. Now, all that’s left to do is pick up your new Motorbike and hit the road in style!

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Song Bird
Song Bird
Could not recommend Happy Motor Finance enough. Kirsty has been so helpful throughout, searching for cars and contacting dealerships on my behalf. She has gone above and beyond and made what could have been a stressful experience a walk in the park. Would definitely use again. Highly recommend
Jordan Little
Jordan Little
Brilliant service sorted everything for me
Tricky Mooney
Tricky Mooney
First class, quick and easy and extremely helpful from start to finish 👍🏼
Lucy Holden
Lucy Holden
Brilliant service from star to finish super fast on the forms and got my dream car ❤️
Debbie King
Debbie King
Excellent company highly recommend. Always available to help, brilliant communication and always kept informed of how the process was going. Swift, helpful and kind. Can’t wait to collect my new car. Thank you.
Nicola Redgrave
Nicola Redgrave
Fab from start to finish! Thank you so much! Can't wait to pick my car up! ❤️
Matthew Moxham
Matthew Moxham
Absolutely 110%.. Extremely helpful very fast replies.. Absolutely could not do enough for me.... Customer service is exactly how it should be... Amazing experience from the start to finish Thankyou
A M
A M
Easy and very helpful in finding the right car for me
Some of our trusted partners
Oodle - Car Finance Loan Lender
Marsh Car Finance - Motor Finance Broker
Advantage Finance - Car Finance Broker Partner
Lendable Car Finance - Motor Finance
Close Finance - Motor Finance Partners
First Response Car Finance Broker Partner
Happy Motor Finance Limited is registered in England and Wales under company number: 14387669. Registered office address: Clippers House, Clippers Quay, Salford, England, M50 3XP

Happy Motor Finance Limited (FRN - 989250) is authorised and regulated by the Financial Conduct Authority. We act as a credit broker not a lender. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. (Written Quotation available upon request). Whichever lender we introduce you to, we will typically receive commission from them (either a fixed fee or a fixed percentage of the amount you borrow) this will not affect the rate you are offered or the amount you will pay back. The lenders we work with could pay commission at different rates. All finance is subject to status and income. Terms and conditions apply. Applicants must be 18 years or over. We are only able to offer finance products from these providers.

Happy Motor Finance Limited are registered with the Information Commissioners Office under registration number: ZB408604

VAT Number: 456 0212 21