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Looking for car finance in Cornwall? Happy Motor Finance helps drivers across Cornwall get behind the wheel with competitive HP and PCP deals from our wide panel of lenders.
With no impact to your credit score*
Calculate Your Finance
Estimated monthly payments
With no impact to your credit score*
We act as a credit broker, not a lender
Representative example: borrowing £6,500 over 5 years with a representative APR of 16.9%, an annual interest rate of 16.9% (Fixed) and a deposit of £0.00, the amount payable would be £161.19 per month, with a total cost of credit of £3,171.55 and a total amount payable of £9,671.55. This is an example only, lender fees may apply. The exact rate you will be offered will depend on your circumstances. All finance subject to status.
*After completing the application, lenders will perform a “soft search” that will not affect your credit score. Should you get an offer of finance and wish to proceed, the lender will then perform a “hard search” of your credit file. Finance acceptance is not guaranteed, please click the following link for more information: Initial Disclosure Document
Car Finance Cornwall Services
Happy Motor Finance offers HP & PCP car finance deals throughout the UK, and we're proud to serve drivers across the whole of Cornwall. Whether you're based in Truro, Falmouth, Newquay, Penzance, St Austell, or anywhere else in the county, we can help you find the right finance deal for your circumstances.
Vehicle financing allows you to start driving a new car much quicker than if you waited to save up the money. With our service, you can spread the cost over a term that suits your budget, with competitive rates from our panel of lenders.
Your Personal Car Shopping Service
Our process is simple and designed to get you on the road as quickly as possible:
- Take our 1-minute application — Tell us about yourself and what you're looking for.
- We find you the best possible deal — We search our panel of lenders and come back with the best options for your circumstances.
- We do the paperwork, you drive away! — We handle everything so you can focus on choosing your perfect car.
We offer settlement figures for existing vehicles, zero-deposit options, no arrangement fees, and no-obligation quotes. Most credit scores are considered, and decisions can come through in minutes.
Car Finance Cornwall Specialists
Cornwall's rural nature means having a reliable car is essential for daily life. Whether you need a vehicle for commuting, work, family life, or exploring this beautiful county, we're here to help.
We've helped customers from across Cornwall, including Truro, Falmouth, Newquay, Penzance, St Austell, Bodmin, Camborne, Redruth, St Ives, and Launceston. Our service is fully online and over the phone, so there's no need to visit an office to get started.
How It Works
Getting car finance doesn't have to be complicated. Here's how our simple process works.
Apply Online
Complete our quick and easy application form in just a few minutes. It won't affect your credit score.
Get Matched
We'll search our panel of lenders to find the best deal for your circumstances.
Choose Your Car
Once approved, choose any car from any reputable dealer. Our Personal Shopper service can help.
Sign & Drive
Sign your finance agreement and drive away in your new car. It really is that simple!
With no impact to your credit score*
We act as a credit broker, not a lender
Representative example: borrowing £6,500 over 5 years with a representative APR of 16.9%, an annual interest rate of 16.9% (Fixed) and a deposit of £0.00, the amount payable would be £161.19 per month, with a total cost of credit of £3,171.55 and a total amount payable of £9,671.55. This is an example only, lender fees may apply. The exact rate you will be offered will depend on your circumstances. All finance subject to status.
*After completing the application, lenders will perform a “soft search” that will not affect your credit score. Should you get an offer of finance and wish to proceed, the lender will then perform a “hard search” of your credit file. Finance acceptance is not guaranteed, please click the following link for more information: Initial Disclosure Document
Frequently Asked Questions
Ready to Get Behind the Wheel?
Apply for car finance today. Our quick application takes just minutes and won't affect your credit score.
With no impact to your credit score*
We act as a credit broker, not a lender
Representative example: borrowing £6,500 over 5 years with a representative APR of 16.9%, an annual interest rate of 16.9% (Fixed) and a deposit of £0.00, the amount payable would be £161.19 per month, with a total cost of credit of £3,171.55 and a total amount payable of £9,671.55. This is an example only, lender fees may apply. The exact rate you will be offered will depend on your circumstances. All finance subject to status.
*After completing the application, lenders will perform a “soft search” that will not affect your credit score. Should you get an offer of finance and wish to proceed, the lender will then perform a “hard search” of your credit file. Finance acceptance is not guaranteed, please click the following link for more information: Initial Disclosure Document
