Provisional Driving Licence – Can I Still Get Vehicle Finance?

Check Your Eligibility in 60 Seconds

If you currently hold a provisional driving licence, you may be wondering whether you can still obtain vehicle finance. The good news is: yes, you can.

While the number of lenders willing to finance customers with a provisional licence can be more limited, it is certainly possible to secure funding.

At Happy Motor Finance, we work with a large and diverse panel of trusted lenders, giving you access to a broader range of options. This significantly improves your chances of being approved compared to approaching a single lender directly.

Some lenders may apply certain conditions when financing drivers with a provisional licence. These can include:

  • A cap on the maximum loan amount
  • Restrictions based on insurance group
  • Engine size limitations

Our team will clearly explain any criteria upfront, ensuring there are no surprises along the way.

No Impact on Your Credit Score

All of our initial checks are carried out using a soft search, meaning there is no impact on your credit score when we assess your eligibility.

If you receive an approval, it will come with a guaranteed rate based on your individual credit profile. The rate quoted is the rate you will receive.

Ready to Get Started?

Whether you’re currently learning to drive or driving daily with a fully licensed driver accompanying you, we’re here to help you explore your finance options with confidence.

If you’d like to find out what may be available to you, get in touch with our friendly team today. We’ll guide you through the process and help you move one step closer to getting on the road.

Check Your Eligibility in 60 Seconds

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Company Name & Contact Details
Happy Motor Finance
Pennington House
16 Carolina Way
Salford Quays
Salford
M50 2ZY
0161 524 0582
Happy Motor Finance Limited is registered in England and Wales under company number: 14387669. Registered office address: Pennington House, 16 Carolina Way, Salford Quays, Salford, M50 2ZY

Happy Motor Finance Limited (FRN - 989250) is authorised and regulated by the Financial Conduct Authority. We act as a credit broker not a lender. We work with a specific panel of lenders to try to obtain you an approval. We receive a commission for introducing you to parties with whom we work with if you proceed with an acceptance. This commission is a fixed payment or fixed percentage of the amount you finance, but can vary by partner. This does not impact the rate you are provided. You will be provided full information before completing your finance agreement and you can request further information at any time. We do not charge a fee for our services. All finance is subject to status and income. Terms and conditions apply. Applicants must be 18 years or over. We are only able to offer finance products from these providers.

Happy Motor Finance Limited are registered with the Information Commissioners Office under registration number: ZB408604

VAT Number: 456 0212 21
Specialist Automotive Finance Approved
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