Are you feeling the financial crunch with rising bills and living costs? Don’t worry, you can take steps to alleviate the burden, starting with your car finance payment. Consider car refinancing to reduce your monthly expenses while keeping the car you love, and Happy Motor Finance is here to make it fast, easy, and hassle-free.
To begin the process, obtain your settlement figure from your current lender. Many lenders offer online portals for this purpose, while others may require a quick phone call to request the information. Once you have the settlement figure, we can help you refinance the balance over a more manageable period, typically 2-5 years, spreading the remaining balance and reducing your monthly payment.
If you are on a Personal Contract Purchase with a balloon payment, don’t worry! We can refinance the balloon payment, allowing you to keep the car for a little longer or own it outright at the end. Plus, you can do this at any stage in the agreement, no need to wait until the balloon payment is due.
Many of our customers at Happy Motor Finance have utilized our free refinancing service to benefit from lower monthly payments or pay off their balloon payments. Our refinance specialists have years of experience in assisting customers, providing impartial advice on vehicle refinancing options, and helping reduce monthly outgoings.
We also cater to customers with varying credit levels, from excellent to poor credit. So, if you’ve improved your credit score since taking on a high-interest finance deal in the past, we can help you take advantage of reducing the interest you pay over the remaining balance.
At Happy Motor Finance, we work with a range of refinance lenders, and our experts will guide you through the refinancing process. Rest assured that all our quotes are free, with no obligation to commit to the quoted product.
Refinancing is possible at any point in your current agreement and can help to reduce your currently monthly payments. It can also solve the problem of the big balloon due at the end of a PCP agreement. Take control of your car finance and reduce your financial burden today by exploring car refinancing options with Happy Motor Finance.
Carol St ClairAbsolutely brilliant company. Everything explained and sorted for me from start to finish. Will definitely recommend these guys. Thank you from a very happy customer 😁
idrees aliKirsty provided a fantastic service, would recommed to everyone. Happy motor finance
Matt JamesBrilliant help , very stress free experience. Highly recommend , Damien was excellent from start to finish .
Andy RyanAbsolutely outstanding service from Damian at Happy Motor Finance, start to finish 48 hours everything was explained and was an easy process. Highly recommended and cheers Damian much appreciated!
Victoria SumnerAmazing service from Leon and a new car sorted in less than a week.
Peter KilliardI could make this very very long winded but I won’t. I’ll just say that Kirsty and the team gave me the best customer service and buying experience ever. Thank you very much and I’ll be back when it’s time to upgrade.
Barry O'BrienKirsty was very patient, I don’t think I was an easy customer, I can’t remember how many cars I looked at, there was no pressure and Kirsty was extremely helpful and nothing was too much trouble, we eventually got a great deal on my ideal car, Thank you Kirsty
Jack ScoreyLeon was great! Fast responses to questions and always happy to help. Very quick process from start to finish. I would recommend this company to anyone.
Kyle DannIf I could give 6 stars I would, team member Yaz has been the most help from any finance company I’ve tried in getting a new car and helped me out massively. Top man and a top company would massively recommended.
