Category: Articles & Guides

Get a quick decision on your car finance

How to Get Finance After Being Refused

Are you feeling frustrated because you have been refused car finance by other lenders? Do you think that your bad credit history, CCJ, or IVA is preventing you from getting [...]
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Bad credit motor finance brokers in the UK

A Comprehensive Guide: How to Buy a Car

You’ve decided to get a new car, van or motorbike but like many people in the UK, you’re too busy to spend hours and hours trawling around dealerships looking at [...]
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Poor credit car finance specialists

IVA Vehicle Finance

If you’re in an IVA or a debt management plan, you might be wondering if you can still get a car loan. The answer is yes, but there are some [...]
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hp car finance deals 2

Vehicle Refinance

Rising Costs Are you feeling the financial crunch with rising bills and living costs? Don’t worry, you can take steps to alleviate the burden, starting with your car finance payment. [...]
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Motorcycle finance - bad and poor credit experts

Motorbike Finance

Motorbike Experts Here at Happy Motor Finance our experienced and dedicated Motorbike Finance team is here to help you ride away with the bike of your dreams. Whether you’re looking [...]
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bad credit car finance

Bad Credit Car Finance

It is possible to get car finance with bad credit, but the terms may not be as favourable compared to individuals with good credit. For instance, you might have to [...]
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Refinance my balloon payment Blog

Can I Refinance my Balloon Payment?

Re-financing a balloon payment on a car finance loan can be a great way to manage your finances and keep your car ownership affordable. A balloon payment is a lump-sum [...]
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Song Bird
Song Bird
Could not recommend Happy Motor Finance enough. Kirsty has been so helpful throughout, searching for cars and contacting dealerships on my behalf. She has gone above and beyond and made what could have been a stressful experience a walk in the park. Would definitely use again. Highly recommend
Jordan Little
Jordan Little
Brilliant service sorted everything for me
Tricky Mooney
Tricky Mooney
First class, quick and easy and extremely helpful from start to finish 👍🏼
Lucy Holden
Lucy Holden
Brilliant service from star to finish super fast on the forms and got my dream car ❤️
Debbie King
Debbie King
Excellent company highly recommend. Always available to help, brilliant communication and always kept informed of how the process was going. Swift, helpful and kind. Can’t wait to collect my new car. Thank you.
Nicola Redgrave
Nicola Redgrave
Fab from start to finish! Thank you so much! Can't wait to pick my car up! ❤️
Matthew Moxham
Matthew Moxham
Absolutely 110%.. Extremely helpful very fast replies.. Absolutely could not do enough for me.... Customer service is exactly how it should be... Amazing experience from the start to finish Thankyou
A M
A M
Easy and very helpful in finding the right car for me
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Happy Motor Finance Limited is registered in England and Wales under company number: 14387669. Registered office address: Clippers House, Clippers Quay, Salford, England, M50 3XP

Happy Motor Finance Limited (FRN - 989250) is authorised and regulated by the Financial Conduct Authority. We act as a credit broker not a lender. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. (Written Quotation available upon request). Whichever lender we introduce you to, we will typically receive commission from them (either a fixed fee or a fixed percentage of the amount you borrow) this will not affect the rate you are offered or the amount you will pay back. The lenders we work with could pay commission at different rates. All finance is subject to status and income. Terms and conditions apply. Applicants must be 18 years or over. We are only able to offer finance products from these providers.

Happy Motor Finance Limited are registered with the Information Commissioners Office under registration number: ZB408604

VAT Number: 456 0212 21